I would strongly recommend to any of my colleagues who are trying to plan financially for their retirement, to consider the approach provided by Graeme Urwin of Rutherford Wilkinson.
Unfortunately it is in the interests of most so-called “independent” financial advisors to sell policies to their clients because they receive commission from these sales.
Graeme on the other hand offers a fee based service and therefore gives truly impartial advice. He will help you through an in-depth analysis of your current finances and (bearing in mind your proposed lifestyle) your future requirements.
Frequently the advice you receive will not be to “buy another product” but the opposite!
Finally, Graeme offers access to a system for investment which tends to iron out the more extreme stock market fluctuations and thus provides a far more rational and secure method of saving for the future.
Tom Cripps
Consultant Anaesthetist,
Melrose
