NHS Benefits For Partners – Hot Topics Q & A

Q. I am a 45 year old Consultant with 21 years service in the NHS.  I am a bit worried regarding the security of my long term girlfriend if I were to die. We dont intend to marry. How do I ensure any benefits a wife would normally receive are given to her? A. This is [...]

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New NHS Pension Choice At Retirement – More Pension or More Cash?

In the past when it came to how the NHS paid your pension, it was very simple. You had a pension based on the number of years’ service in the Scheme, your income, and whether you had purchased added years. You also received a tax free lump sum of three times that pension (although GMPs [...]

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NHS Superannuation Pension – Do You Need To Protect It?

When the government announced its ‘Pension Simplification’ programme for April 2006 and called it ‘A Day’, we planners looked forward to many improvements (and simplifications). I suppose now nearly 3 years on we are not surprised to see that in some ways it has had the opposite effect. This is particularly true of something called [...]

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