Q. I am about to start contributing to a personal pension fund and have been through a process to assess both how much risk I need to take with my investment as well as how much risk I will be able to tolerate on an ongoing basis. Whilst I am comfortable investing 70-80% of the equity [...]
Emerging Market / Pacific Rim Investing – Which Fund Should I Choose? – Hot Topics Q & A
August 27, 2010 By
With Profits Bonds – Worth Investing In? – Hot Topics Q&A
February 22, 2010 By
Q. I invested £50,000 into a With Profits Bond in 2000 on the advice of my adviser. He has told me that as it hasnt performed very well, and because the plan has a 10 year option where there are no penalties if I cash it in, he is recommending I take out another With Profits Bond with [...]
Premium Bonds – Are They Worth It? – Hot Topics Q & A
December 13, 2009 By
Q. As a Surgeon with private earnings, my accountant has mentioned that instead of saving for my tax bill in a deposit account, I could ‘have a gamble’ by placing these monies into Premium Bonds. What I want to know is, what can I expect as a return on my investment? I know deposit rates [...]
Children’s Investment Plan, What Next? – Hot Topics Q & A
September 21, 2009 By
Q. At her request, I was looking at my mother’s financial affairs recently, as she was disappointed with the payout she received from a big insurance company on a long established policy. She took it out for her grandaughter Milly, my daughter, in 1992 when she was 1 year old, and was meant to help her with university costs. [...]
Guaranteed Growth Bonds – Are They Worth It? – Hot Topics Q&A
June 15, 2009 By
Q. I have taken financial advice from various sources over the years. At present, having now paid off my mortgage, I have £50,000 to invest over the next 5 years until I retire at age 60. The Bank have advised that I take out a Guaranteed Growth Bond, and even Saga have one of these [...]
Why Should You Consider Rebalancing Your Investment Portfolio?
November 29, 2008 By
This article answers a common question from investors. Q: I have been told that I need to periodically rebalance my investment portfolio. Please explain this and indicate how frequently I should carry it out. A: When you set up your portfolio you will (hopefully) have gone through an exercise to determine the most appropriate mixture [...]
