Impartial Financial Planners | IFA | Fee Based | Dentists | Doctors
Providing fee based impartial financial planning services, serving dentists & medics throughout the UK
As Financial Planners and Wealth Managers, we take our role in managing risk for clients very seriously. After all, we talk about the small (but very big) word TRUST all the time when we examine why a client will choose to put their faith, and money, with us. Of course, risk is ever more topical [...]
At the moment, one of the frustrations for savers is the low rates of return they are experiencing on cash deposits. This has resulted in some investors being persuaded by salespeople to put their money into a Bond that is linked to the performance of the stock market in some way or form. There are [...]
Q. As someone with money invested in various stock market funds, I get besieged by all sorts of mailings and articles as to the best way to invest. I am particularly intrigued by the two distinct approaches that seem to be battling it out between the buy and hold long term believers, and the busy buy [...]
As you can probably imagine, we read a huge amount about the subject of investments. Included here, as well as the more ‘serious’ reading we do, are the many journalists who write numerous articles about the ‘best way’ to invest your hard earned money. One such journalist is a chap called Harvey Jones, who writes [...]
Q. I am about to start contributing to a personal pension fund and have been through a process to assess both how much risk I need to take with my investment as well as how much risk I will be able to tolerate on an ongoing basis. Whilst I am comfortable investing 70-80% of the equity [...]
Q. I invested £50,000 into a With Profits Bond in 2000 on the advice of my adviser. He has told me that as it hasnt performed very well, and because the plan has a 10 year option where there are no penalties if I cash it in, he is recommending I take out another With Profits Bond with [...]
Q. As a Surgeon with private earnings, my accountant has mentioned that instead of saving for my tax bill in a deposit account, I could ‘have a gamble’ by placing these monies into Premium Bonds. What I want to know is, what can I expect as a return on my investment? I know deposit rates [...]
Q. At her request, I was looking at my mother’s financial affairs recently, as she was disappointed with the payout she received from a big insurance company on a long established policy. She took it out for her grandaughter Milly, my daughter, in 1992 when she was 1 year old, and was meant to help her with university costs. [...]
Q. I have taken financial advice from various sources over the years. At present, having now paid off my mortgage, I have £50,000 to invest over the next 5 years until I retire at age 60. The Bank have advised that I take out a Guaranteed Growth Bond, and even Saga have one of these [...]
This article answers a common question from investors. Q: I have been told that I need to periodically rebalance my investment portfolio. Please explain this and indicate how frequently I should carry it out. A: When you set up your portfolio you will (hopefully) have gone through an exercise to determine the most appropriate mixture [...]
