Impartial Financial Planners | IFA | Fee Based | Dentists | Doctors
Providing fee based impartial financial planning services, serving dentists & medics throughout the UK
Q. I am a bit confused with the budget changes on how much you can invest in a stocks and shares ISA and when. I contacted my Bank who said they would get back to me with the answer, but 4 days later I am still waiting. As I am over age 50, can I [...]
Q. I have heard that because of falling returns on ‘normal’ investments, some investors are putting money into Gold. Is this sensible? A. We believe in asset class investing, and do not believe that Gold is in itself an asset class. This is because we think that any asset class must have a way of providing [...]
One of the standard pieces of advice we have always given when it comes to investing in stocks & shares is that it really will pay off to maximise the allowances clients have to ISAs. If a client is looking to invest, this is the first port of call for us as wealth managers. As [...]
Q. I am a female dentist working part time in a practice which is mostly private. Now in my 30s, I feel that I should get my pension planning sorted out. My children are still young, and I will be going back to work full time in 3 years. I will then earn around £80,000 [...]
Q. I am a 48 year old doctor working as a Consultant with some private practice earnings. I have around £800 per month that I can spare to invest, but am extremely nervous of the stock market. I have stayed away from this type of investment so far, but colleagues say this is the best time to [...]
We live in interesting times. The investment bank Lehman Brothers has filed for bankruptcy protection, Merrill Lynch is being taken over by Bank of America and it’s predicted thousands of bank employees will be picking up their P45s by the end of the month. If you have money invested in ISAs and personal pensions these [...]
Q. I am planning to retire in about 5 years and have a number of investments, including 3 personal pensions and 7 ISAs and PEPs. In total, the money is invested in 19 funds. I’m finding it hard to keep track of all the funds and am not sure if I’m taking too much / too little risk. I’ve heard [...]
