Impartial Financial Planners | IFA | Fee Based | Dentists | Doctors
Providing fee based impartial financial planning services, serving dentists & medics throughout the UK
Q. As an investor over many years, I have always had a liking for oil shares. As a result of this I have done very well over the last 15 years, and have built up a large portfolio of shares in BP and Shell. Needless to say, I have viewed the recent BP problems with considerable unease, [...]
As we read a lot of articles every week on a wide variety of subjects, a very common one that keeps on coming up is the appalling reputation of the banks. Time after time we read of the banks’ sales people selling products that are totally unsuitable to unsuspecting customers. Which? Magazine has recently carried [...]
Q. I invested £50,000 into a With Profits Bond in 2000 on the advice of my adviser. He has told me that as it hasnt performed very well, and because the plan has a 10 year option where there are no penalties if I cash it in, he is recommending I take out another With Profits Bond with [...]
Readers of Financial Tips will have seen many articles that we have written talking about how to invest your money. It goes something like this: Check if you even need to invest more by having your planner build you your own financial forecast. After all, if your big picture looks very good, why not spend [...]
Q. I have just retired from dental surgery after 35 years hard work, and plan to really enjoy my retirement years by travelling a lot to far away places. With my NHS lump sum and cash from selling my practice I have a large sum of money to invest. I want to put money into the [...]
Q. I have recently had a windfall from an inheritance. After paying off all debt, I have a substantial sum left which I want to invest over say 15 to 20 years to help towards my retirement. This is a new one for me as I have never seriously invested before, so I thought it sensible to [...]
You may have heard about Absolute Return Funds being launched and appearing in the press recently. We have seen quite a few of them launched in the last year or so, and they sound good dont they?Absolute returns – hmmm, let’s investigate. There are 3 main reasons why these funds have appeared on the radar [...]
Q. I have taken financial advice from various sources over the years. At present, having now paid off my mortgage, I have £50,000 to invest over the next 5 years until I retire at age 60. The Bank have advised that I take out a Guaranteed Growth Bond, and even Saga have one of these [...]
Q. I am a bit confused with the budget changes on how much you can invest in a stocks and shares ISA and when. I contacted my Bank who said they would get back to me with the answer, but 4 days later I am still waiting. As I am over age 50, can I [...]
Q. I have heard that because of falling returns on ‘normal’ investments, some investors are putting money into Gold. Is this sensible? A. We believe in asset class investing, and do not believe that Gold is in itself an asset class. This is because we think that any asset class must have a way of providing [...]
