Life Assurance, Critical Illness Cover etc – Are You Paying For Policies You Don’t Need?

One of the common issues we find when we review a new client’s situation is that over the years they have been sold (or have purchased) many life, critical illness and income protection policies. Now, it’s important of course to state that such cover for, say, a couple with a family and a mortgage, is [...]

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How Much Life Cover Should I Have? – Hot Topics Q & A

Q. I have been meaning to get around to taking out a life insurance policy. As a married man with a non working wife and 3 young children, it concerns me that my protection is not enough. My question is, really, how much do I need?  A friend’s financial adviser recommends you take out 10 times [...]

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