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Q. I intend to purchase some critical illness cover, however I have to admit that I’m finding it difficult to decide which factors are the most important when deciding between all of the policies available. Also, whilst I have looked at the policies from some of the main providers, how can I find out which other policies are [...]
I attended a seminar this week on the subject of ‘behavioural finance’ at The Baltic in Newcastle. Whilst the subject that the very accomplished American speaker covered was very relevant for all investors, it was a personal story that he shared which I remembered the most afterwards. He told the audience how the death of [...]
Three of the main providers of critical illness cover have released their claim statistics data, so you may be interested to find out what conditions policyholders are claiming for and whether the companies are paying out on the claims. BUPA These statistics are correct as at 30 September 2009, for a 12 month period. the [...]
When you graduated, there’s a high probability you ‘signed up’ for income protection cover. Maybe it was at a graduation Ball, or perhaps it was following a talk you attended. Even if you found out since that better cover was available, the key is that you took action and purchased a very important protection plan. [...]
The 2008 claim statistics for Dentists’ Provident Society’s income protection are available and make useful reading for all dentists. If you are a dentist, it’s likely that you’ve taken out income protection insurance (also referred to as permanent health insurance). In fact, you may have even claimed on your policy. During the last few years [...]
You’ll have to excuse me if you feel I ‘bang on’ about critical illness claim statistics too much. The reason I mention it so much is that I know first hand what a devastating impact not having sufficient cover can have. I’ve simply seen too many case studies of families that did not have enough [...]
In line with the trends of the last 3-4 years, many insurance companies have announced their claims statistics for critical illness cover. As a brief reminder, the idea with critical illness cover is that it will pay out a lump sum (usually) in the event of diagnosis of a number of serious illnesses. Critical illness [...]
