Services

We offer a variety of services designed to help you with your financial planning. All our services address individual areas of financial planning that you will encounter at different stages of your career.

For example, the ‘Holistic Financial Planning’ service is ideal for those who are aged over 35 and established in their career, whilst the ‘Product Research & Implementation’ service is suitable for you if you are establishing the foundations of your planning or if you want advice on one or more separate areas.

Below you’ll find each service that we offer with a brief description. You can click on each heading for a full explanation of each service.

Holistic Financial Planning

The aim is to help you plan ahead so that you know whether or not you’re on track to achieve your overall financial and lifestyle objectives. The analysis goes beyond researching which financial policies are the best for you. It helps you manage the relationship between:

your objectives
the amount of risk you are willing to take
the amount of money that you have available to commit towards these objectives

The result is that you end up with a comprehensive financial plan that includes clear recommendations for you to implement over the short, medium and long term. More details…

Product Research & Implementation

This service has been designed for those who require advice on one or more limited areas and who do not need a full financial planning review. It’s also ideal for clients who want to take our service for a ‘test drive’ before going through a full review at a future date.

To summarise, the Product Research & Implementation service covers Family Protection, Income Protection, Mortgage Protection and Critical illness Insurance. More details…

Mortgage Loan Research & Implementation

Whether you’re a first time buyer, want to get a better deal on your existing mortgage or are looking to purchase or buy into a practice our independent mortgage service has been designed to help you get the best and the right deal for your current situation. More details…

Wealth Management Service

Many of our new clients have a number of investments that they’ve held for a number of years with a number of different investment companies. They may have a personal pension, Personal Equity Plan, Individual Savings Account, deposit savings account or Investment Bond.

This service is designed to help you manage the amount of risk you take with new and current investments, to invest your money in line with your risk profile and to reduce the amount of paperwork that you receive from your existing providers. More details…

Retirement Strategy Appraisal

This service has been designed for those who are within 10 years of their target retirement age. Many people tend to think of retirement planning as ensuring they have the biggest pension possible. Whilst this is one option, we think of it as more about achieving your desired lifestyle when you reach retirement.

What this boils down to is making sure your income exceeds your outgoings from the day you retire so that you have financial independence for the rest of your life. More details…

Once you’ve found the service that may be suitable for you, also see our case studies so you can read how we’ve been able to help five clients, each looking for different advice to their financial situations.