Before Graeme rationalised my financial planning, I simply had a collection of endowment policies, various ISAs, pensions, critical illness and life insurance policies, with no idea if I had too much or too little. Would it be too cynical to suggest that my sickness protection and life insurance were well covered, as these policies provided good commission to the selling agent, whereas I had no long term planning or strategy at all.
Graeme reviewed my insurance, debts and savings. He found out my life goals and my comfort zone for investment risk. With Graeme’s help I now have a long term financial strategy which includes insurance, savings, and debt but it is now coordinated and has the goals of a comfortable lifestyle, with early retirement and financial independence at its core. My portfolio of insurance, savings and debt is reviewed annually to ensure that I remain on track to achieve these goals.
I feel more secure that my long term financial goals are not just a pipe dream, but a carefully planned strategy which is flexible enough to brave the troughs and peaks of the economy.
I thoroughly recommend his services.
