A. If you choose to go direct to the provider, you will may not save any money. Product charges pay for the product provider’s own costs and any commission. These charges reduce the amount left for investment. If you buy direct, the product charges could be the same as when buying through an adviser, or they could be higher or lower. In addition, going direct to the provider means you are taking full responsibility for your decisions.
When you deal through us, you have an extra layer of protection as we take liability for the advice that you’re given. This protection is not available if you buy direct from the provider. You also receive the advice and recommendations in writing.
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