We were becoming increasingly disillusioned with the financial advice we were receiving. We value continuity of advice, and the company we were using had so many advisors leaving, that regular contact from an individual was impossible.
Having now used Graeme and Fee Based Financial Planning, we now have someone who will work in partnership with us, and annually review our position without fail. He manages our affairs to ensure that our objectives will be achieved, and at considerably less risk than we had anticipated having to take.
The cash flow forecasts used are way ahead of anything we have seen, and meant we could stop paying into expensive products, as we did not need them.
Also, and very importantly for us, his impartial advice gave us a Inheritance Tax Planning strategy through the proper use of trusts. Our current planning through our previous advisor was flawed, and would have meant our children receiving far less and the government far more! The potential saving was £282,000!
The certainty that Graeme is acting in our best interests is very comforting and refreshing.
Donya and Mat Young
General Medical Practitioners
Kent
