Impartial Financial Planners | IFA | Fee Based | Dentists | Doctors
Providing fee based impartial financial planning services, serving dentists & medics throughout the UK
Many people opt for an interest only mortgage for one simple reason – it’s the cheapest option. You can’t blame people for choosing the ‘lowest’ cost option, can you? So how does an interest only mortgage work (I’ve had many clients call it an interest free mortgage – if only!), as against the other option [...]
Q. I am a 36 year old registrar, soon to become a Consultant. We are buying a family home to house the growing brood. I’ve met with a few financial advisers and have to admit that I am confused as to whether a cheap 2 year discount mortgage at 5.5% is better than one of these offset products which seem [...]
The UK mortgage market is one of the most dynamic and competitive in Europe. To keep abreast of all the changes, new product launches and new lenders takes some doing. One of the most recent innovations is the flexible mortgage. Let’s look at the difference between this and the traditional mortgage, and then we’ll look [...]
This was taken from our Financial Tips newsletter at the start of the financial year in April 2006. You can subscribe to the email newsletter by completing your details on the right. Well, here we are again. The start of a new tax year is upon us, bringing with it many opportunities to save [...]
Q. How can I be certain that I’m getting impartial mortgage advice? A. Advisers operating in the mortgage market have been subject to full FSA regulation for over 12 months now (although buy to let mortgage advice is not regulated). You should ask your adviser if they are recommending from the whole marketplace. If not, it makes sense to find one that [...]
