Independent Financial Advice – Can A Bank Really Provide It?

As we read a lot of articles every week on a wide variety of subjects, a very common one that keeps on coming up is the appalling reputation of the banks. Time after time we read of the banks’ sales people selling products that are totally unsuitable to unsuspecting customers. Which? Magazine has recently carried [...]

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Retail Investment Managers – Are They Worth It?

Regular readers will know that after extensive research and much experience, we favour passive investments. That is to say that our clients will accept the level of return that fits their appetite for risk over the long term. In addition, we can access institutional funds instead of retail funds and reduce costs which result in [...]

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Getting Financial Advice – Your Options Explained

This post is a biggie, but I guarantee it’ll be worth a few minutes of your time.  If you’re looking for help with your financial planning decisions, there are a number of resources you can turn to:  the internet / media friends and family your own knowledge Ideally, it’s likely that you’ll want impartial information [...]

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Critical Illness Cover – Is It Worth It? – Hot Topics Q&A

Q. I’m thinking about applying for some critical illness cover. I’m in two minds about it as I have life assurance and income protection. I see that most plans cover a number of conditions. What figures are available for the claims paid out for these companies? I want to know that they actually honour their commitments [...]

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Payment Protection Insurance Profiteering – Hot Topics Q & A

Q. I know that this subject may not be part of your world, but am I right in thinking that a major High Street Bank has been fined over £1 million for selling something called PPI?            For the full story, click here Perhaps the £1 million fine is very affordable! In researching [...]

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Critical Illness Cover – Insuring The Children

It’s not a subject any of us like to dwell upon, but cancer is a fact of modern life. The good news is that advances in treatment and medication mean that cancer is not the automatic death sentence it once was. Sometimes an even harder subject to comtemplate is children contracting cancer. The number of [...]

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The Worst Ten Financial Products Part 2

In a recent post we discussed the first 5 (we know there’s more than 10 but had to stop somewhere) of this article by Neil Faulkner of The Motley Fool. Last week’s post: http://www.medicaldentalfs.com/174/the-worst-ten-financial-products-part-1 Here’s 6 to 10… 6. Extended Warranties Extended warranties are a form of insurance that enables you to return goods that develop [...]

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The Worst Ten Financial Products – Part 1

This week’s article is based on a recent article by Neil Faulkner of The Motley Fool. Over to Neil… When you’re shopping around for financial products sometimes you need to have your wits about you as by their nature they can be very complex. How do you know you’re getting the right deal from the [...]

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